When it comes to auto insurance, there is no such thing as having too much.
The premium for your automobile insurance policy includes coverage for “no-fault” accident insurance benefits “” more formally known as Statutory Accident Benefits. All car owners must carry insurance, and all such insurance includes accident benefits. If you have been injured, then irrespective of who is at fault, your own insurance company must provide you with accident benefits under the Statutory Accident Benefits Schedule (“SABS”) enacted pursuant to the Insurance Act.